Knowing how money works before your trip brings peace of mind. This guide covers Turkey's currency, exchange tips, when to use cards versus cash, and tipping customs. (Exchange rates fluctuate, so also check the latest figures.)
Currency and payment basics
Turkey's currency is the Turkish lira (TL / TRY). In cities, hotels, restaurants and larger shops widely accept credit cards, and cashless payment is common. That said, cash is handy at bazaar stalls, tea houses, small local shops and for tips. Using cards plus a little cash is the safe approach.
Where to exchange money
Exchange offices ('Döviz') and banks in town tend to offer better rates than the airport. You can exchange from Japanese yen, though US dollars or euros sometimes get a better rate. Rather than changing a large sum at once, exchange in smaller amounts as needed. Withdrawing lira from ATMs is also convenient.
Tipping guidelines and customs
Tipping ('bahşiş') is customary in Turkey. At restaurants, around 5–10% of the bill if a service charge isn't included; small cash for hotel porters and housekeeping; and something for tour guides and drivers based on your satisfaction. It isn't obligatory, but having some ready as thanks for good service is the graceful thing to do.